Today, with so many financial obligations and tons of financial options and services, we know that money management may seem difficult and confusing at times. There’s a way to make life’s financial challenges less complicated by creating a budget.
If you're not completely comfortable with your spending plan, or would like some guidance with this or other financial issues, consider a free and confidential money management counseling session with a BALANCE counselor.
We offer our entire membership the opportunity to have a Money Makeover financial coach to assist you in understanding your current financial situation. There is no cost to you for this service. The coach will help you track your spending, assist you in making those tough financial decisions, work with you to develop a budget that is customized for you and assist you in developing a financial plan for the future.
To get you started the Spending Pie Chart below will show you average percentages of where your spending should be. You can list your current spending to see how you compare to these percentages. With this valuable information, you can create your own Spending Pie Chart and create a financial plan that will give you the opportunity to pay off existing debt and begin saving money for the future.